Mortgages Rates in the United States

Updated October 26th, 2020

Today's best mortgage rates

30-Year Fixed Rate
2.625%Rate
2.745%APR
5/1 ARM
3.875%Rate
3.312%APR

as of October 26, 2020

Current Mortgage Rates

Find mortgage rates by state

Current Conventional Fixed-Rate Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate2.625%2.745%
Wells Fargo
20-Year Fixed Rate2.625%2.782%
Wells Fargo
15-Year Fixed Rate2.125%2.344%
Wells Fargo
10-Year Fixed Rate2.250%2.680%
US Bank

Rates as of October 26, 2020

Current Adjustable Rate Mortgage Rates

TermRateAPRLender
10/1 ARM4.250%3.839%
US Bank
5/1 ARM3.875%3.312%
US Bank
3/1 ARM4.500%3.419%
US Bank

Rates as of October 26, 2020

Current Jumbo Mortgage Rates

TermRateAPRLender
101/1 ARM - Jumbo2.500%2.612%
Wells Fargo
71/1 ARM - Jumbo2.375%2.564%
Wells Fargo
30-Year Fixed Rate - Jumbo3.000%3.063%
Wells Fargo
20-Year Fixed Rate - Jumbo3.250%3.472%
US Bank
15-Year Fixed Rate - Jumbo2.625%2.830%
Wells Fargo

Rates as of October 26, 2020

Current VA Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate - VA2.250%2.485%
Wells Fargo
25-Year Fixed Rate - VA3.750%4.295%
Quicken Loans
20-Year Fixed Rate - VA3.250%4.043%
PennyMac
15-Year Fixed Rate - VA2.750%3.564%
Quicken Loans

Rates as of October 26, 2020

Current FHA Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate - FHA2.375%3.743%
PennyMac
25-Year Fixed Rate - FHA3.750%4.876%
Quicken Loans
20-Year Fixed Rate - FHA2.375%3.905%
PennyMac
15-Year Fixed Rate - FHA2.500%3.947%
PennyMac

Rates as of October 26, 2020

Current Refinance Mortgage Rates

Current Conventional Fixed-Rate Refinance Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate (Refinance)3.125%3.470%
Wells Fargo
20-Year Fixed Rate (Refinance)3.125%3.397%
Wells Fargo
15-Year Fixed Rate (Refinance)2.750%3.188%
Wells Fargo
10-Year Fixed Rate (Refinance)2.750%3.171%
US Bank

Rates as of October 26, 2020

Current Adjustable Rate Refinance Mortgage Rates

TermRateAPRLender
10/1 ARM4.250%3.839%
US Bank
5/1 ARM3.875%3.312%
US Bank
3/1 ARM4.500%3.419%
US Bank

Rates as of October 26, 2020

Current Jumbo Refinance Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate (Refinance) - Jumbo3.875%4.072%
US Bank
20-Year Fixed Rate (Refinance) - Jumbo3.875%4.100%
US Bank
15-Year Fixed Rate (Refinance) - Jumbo3.750%4.128%
US Bank

Rates as of October 26, 2020

Current VA Refinance Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate (Refinance) - VA4.625%4.899%
US Bank
15-Year Fixed Rate (Refinance) - VA5.125%5.718%
US Bank

Rates as of October 26, 2020

Current FHA Refinance Mortgage Rates

TermRateAPRLender
30-Year Fixed Rate (Refinance) - FHA4.750%5.535%
US Bank
15-Year Fixed Rate (Refinance) - FHA5.125%6.082%
US Bank

Rates as of October 26, 2020

While we try our best to get your the best rates, we cannot guarantee that they are always accurate. Casaplorer assumes no liability for the accuracy of the information presented, and will not be held responsible for any damages resulting from its use. Rates shown are for informational purposes only and may differ by zipcode, county, and state. Estimated payments do not include taxes and insurance. Some state and county maximum loan amount restrictions may apply. Casaplorer is not endorsed or sponsored by any mortgage lender or government agency.