Current FHA Loan Rates Jan 2022

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FHA Insured Loans are part of a program by the Federal Housing Association to make homeownership possible for low-income and low-credit Americans. Applicants can have a downpayment as low as 5% and a credit score as low as 580. Both fixed-rate mortgages and adjustable-rate mortgages (ARM) are available under the government program.

Learn more about FHA loans and application requirements

Current FHA Loan Rates

As of January 21st, 2022

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FHA Fixed Mortgage Rates

TERMRATEAPRLENDER
30-Year Fixed Rate - FHA2.250%3.743%
PennyMac
25-Year Fixed Rate - FHA3.375%4.469%
Rocket Mortgage
20-Year Fixed Rate - FHA2.250%3.905%
PennyMac
15-Year Fixed Rate - FHA2.250%3.947%
PennyMac

Last updated January 21, 2022. Rates are for informational purposes only.

Current FHA Refinance Mortgage Rates

TERMRATEAPRLENDER
30-Year Fixed Rate (Refinance) - FHA2.250%3.198%
Rocket Mortgage
15-Year Fixed Rate (Refinance) - FHA3.875%4.686%
US Bank

Last updated January 21, 2022. Rates are for informational purposes only.

Any calculators or content on this page is provided for general information purposes only. Casaplorer does not guarantee the accuracy of information shown and is not responsible for any consequences of its use.